Transaction Monitoring and Reporting Services
Detect suspicious activity, file reports on time, and satisfy FINTRAC with AML transaction monitoring built for your business. As your transaction monitoring service provider, we design the rules, investigate alerts, and handle reporting across Canada.
AML Transaction Monitoring That Catches Real Risk
Effective anti-money laundering transaction monitoring is more than software. We design monitoring rules around your customers, products, and channels, then tune them to cut false positives, and we investigate the alerts that matter, so genuine suspicious transactions surface while legitimate customers keep moving without friction.
Meeting Your FINTRAC Reporting Duties
Monitoring only protects you if reports reach FINTRAC on time. We manage the full reporting cycle, including suspicious transaction reports, large cash transaction reports, and electronic funds transfer reports. We prepare accurate filings, meet every deadline, and document the reasoning behind each decision, so your reporting withstands regulatory scrutiny and audit.
Rule Design
We build risk-based transaction monitoring rules and thresholds calibrated to your business model.
Alert Investigation
We review, investigate, and clear alerts, escalating genuine suspicious activity for reporting.
Regulatory Reporting
We prepare and file suspicious transaction reports and large cash transaction reports with FINTRAC.
System Tuning
We test and refine your monitoring rules to reduce false positives and improve detection.
Ready to Simplify Your Compliance?
Industries We Help Protect
We provide transaction monitoring services for money services businesses, payment service providers, cryptocurrency platforms, and financial institutions. Each monitoring program reflects the specific typologies and reporting obligations your sector faces under Canadian regulation.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Choose Our Monitoring Team
Tuned Rules
We calibrate your monitoring to your real risk, cutting false positives so your team investigates genuine threats, not noise.
Reporting Handled
We manage suspicious transaction and large cash transaction reporting end to end, so filings are accurate and always on time.
Sector Knowledge
Our analysts know MSB, PSP, and crypto typologies, so your monitoring detects the patterns that matter in your industry.
Serving Businesses Across Canada
We deliver transaction monitoring and reporting nationwide, from Ontario and Quebec to Alberta and British Columbia, and we support foreign reporting entities serving Canadian clients. Your program meets FINTRAC requirements wherever you operate.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
Transaction Monitoring Questions
Clear answers to common questions about AML transaction monitoring, suspicious transaction reports, and FINTRAC reporting obligations for Canadian reporting entities.
What is AML transaction monitoring?
It is the ongoing review of customer transactions to detect patterns or anomalies that may signal money laundering, then investigating and reporting genuine suspicious activity.
What is a suspicious transaction report?
A suspicious transaction report is filed with FINTRAC when you have reasonable grounds to suspect a transaction relates to money laundering or terrorist activity.
When is a large cash report required?
Reporting entities must file a large cash transaction report with FINTRAC when they receive 10,000 dollars or more in cash within a twenty-four hour period.
Can transaction monitoring be outsourced?
Yes. Canadian law lets you outsource transaction monitoring and reporting functions, so your business can access expert analysts without building a full internal team.
How do you reduce false positives?
We calibrate rules and thresholds to your actual customer risk, then test and refine them regularly, so alerts focus on genuine threats not routine activity.