FINTRAC Examination Preparation and Support
FINTRAC has told you an examination is coming. We prepare your records, ready your compliance officer for interview, and stand beside you through the examination itself, so it ends in a clean result.
What Happens When FINTRAC Examines You
A FINTRAC examination follows a set path. You receive notice and a scope, you produce requested records, and an examiner tests your program and interviews your compliance officer. It may be conducted on-site or by desk review, and how you prepare for each stage shapes the outcome.
The Interview Catches People Out
Examiners do not only read your documents. They interview your compliance officer directly, testing whether the person accountable genuinely understands the program and the risks it manages. An officer who cannot answer confidently undermines even a well-documented program. We prepare your compliance officer for exactly the kind of questions an examiner asks.
Document Readiness
We assemble and organise every record the examiner's document request will demand.
Officer Preparation
We prepare your compliance officer for the interview an examiner will conduct.
Examination Support
We stand beside you during the examination, managing questions and responses as they arise.
Findings Response
We help you respond to findings and meet every remediation deadline FINTRAC sets.
Ready to Simplify Your Compliance?
Businesses We Prepare for Examination
We prepare money services businesses, payment service providers, cryptocurrency platforms, currency exchanges, real estate firms, and the many other reporting entities facing examination by FINTRAC right across Canada and beyond.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Businesses Choose Us for Examinations
Process Fluent
We know how a FINTRAC examination unfolds, so you walk in prepared for every stage rather than reacting to it.
Interview Ready
We prepare your compliance officer for the personal interview, the stage that most often catches businesses off guard.
Beside You
We support you through the examination itself, not just beforehand, so you are never facing the examiner alone.
Supporting Examinations Across Canada
We prepare businesses for FINTRAC examination right across Canada, from Toronto and Montreal to Vancouver and Calgary, and support foreign reporting entities examined on their Canadian obligations wherever they operate.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
FINTRAC Examination Questions
Clear answers to the questions businesses ask most after receiving notice of a FINTRAC examination of their AML compliance program.
What is a FINTRAC examination?
A regulatory review where FINTRAC tests whether your compliance program meets the PCMLTFA, examining your records and interviewing your compliance officer.
How much notice do we get?
FINTRAC usually gives notice and a scope in advance, though the preparation window can be short, which is why readiness beforehand matters so much.
Will they interview our officer?
Typically yes. Examiners interview the compliance officer to test genuine understanding of the program, not just whether the documents exist.
What happens if they find problems?
FINTRAC issues findings with remediation deadlines, and serious or repeated deficiencies can lead to penalties, so responding properly matters.
Can you help during the examination?
Yes. We support you before and throughout the examination, helping manage document requests, interviews, and responses as the examiner works.