FinTech Startup Compliance Services for Founders
Getting compliance right before you launch is far cheaper than fixing it later on. We help fintech startups build the foundations they need to launch legally and scale without a costly rebuild.
Build the Foundations Before You Launch
For a startup, compliance is easy to postpone and expensive to retrofit. Launching without the right registrations and controls can stall your growth or invite enforcement. We help you put the essentials in place early, so you go to market on solid ground rather than scrambling to fix gaps once customers are already onboard.
Lean Now, Ready to Scale
A startup does not need a full compliance department on day one, but it does need the right foundations. We help you build a first AML program, appoint a compliance officer, and put core controls in place, kept lean for your stage yet structured to grow. That way your compliance holds up at examination and needs no rebuild at your next funding round.
Launch Readiness
We identify what compliance you need in place before you can launch.
Registration Support
We help secure the registrations that gate your launch and growth.
AML Program
We build your first AML program and appoint your compliance officer.
Scalable Foundations
We build lean controls that grow with you rather than needing rebuilding.
Ready to Simplify Your Compliance?
Startups We Support and Guide
We support payment startups, money services businesses, cryptocurrency platforms, lending platforms, remittance startups, and the many other early-stage fintechs building their first compliance foundations under the PCMLTFA and related regimes.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Startups Choose Our Compliance
Launch Ready
We get the essentials in place before you launch, so compliance clears the way to market rather than blocking it.
Built Lean
We keep compliance right-sized for your stage, so you are not paying for a function far bigger than you need.
Growth Ready
We build foundations that scale, so your compliance holds up as you raise funding and add customers.
Serving Startups Across Canada
We support fintech startups right across the whole of Canada, from Toronto and Montreal to Vancouver and Calgary, and foreign startups launching into the Canadian market wherever they are based.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
Startup Compliance Questions
Clear answers to the questions founders ask most about building compliance for a fintech startup across Canada under the PCMLTFA.
When should a startup start compliance?
Before launch. Building compliance early is far cheaper and safer than retrofitting it once you are already serving customers.
What compliance do we need to launch?
Usually the right registrations, a first AML program, and an appointed compliance officer, sized to your model and stage.
Do we need a full compliance team?
Not at the start. A startup needs lean, well-built foundations, not a large function, provided they are structured to scale.
How is this different from consulting?
This focuses on the startup stage specifically, building your first foundations, rather than the broader ongoing advisory a consultant provides.
Will our compliance scale as we grow?
Yes. We build lean foundations structured to grow, so they hold up at examination and do not need rebuilding as you expand.