AML Governance and Oversight for Financial Businesses
Regulators expect your board and senior management to own AML oversight, not just your MLRO. We build and run that governance layer, so accountability sits properly at the top of your business in Canada.
Oversight That Reaches Up to the Board
AML compliance is not only the MLRO’s job. Your board and senior management are expected to oversee it, and regulators look closely at whether they actually do. We put the governance in place that makes that real, clear reporting lines, proper management information, and defined oversight duties, so accountability sits at the top.
Governance Above the MLRO
Your MLRO runs the program day to day, but the board and senior management have to oversee it. That governance layer is often the weakest part of a compliance setup. We build and run it for you, setting up the reporting, the oversight structure, and the management information the top of your business needs, so your leadership can genuinely see and steer AML compliance.
Governance Structure
We set up the whole AML oversight structure your leadership needs.
Board Reporting
We build the reporting that keeps your own board properly informed.
Oversight Duties
We define who oversees what across your senior management team today.
Management Information
We give leadership the information they need to steer your compliance.
Ready to Simplify Your Compliance?
Businesses We Support and Guide
We support payment service providers, money services businesses, currency dealers, crypto businesses, and the many other financial businesses that need proper board and senior management AML oversight under Canadian regulation.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Businesses Choose Our Oversight
Top Accountability
We put oversight where regulators expect it, so accountability sits with your board and leadership, not only with your MLRO.
Real Visibility
We give your leadership genuine sight of AML compliance, so they steer it rather than simply assume it is handled.
Regulator Ready
We build the oversight regulators look for, so your governance stands up when it is actually examined.
Serving Businesses Across Canada
We support businesses right across the whole of Canada, from Toronto and Montreal to Vancouver and Calgary, and foreign businesses building Canadian AML governance wherever they happen to be based.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
Governance and Oversight Questions
Clear answers to the questions businesses ask most about building proper board and senior management AML oversight right across Canada.
What is AML governance and oversight?
It is the structure that puts AML oversight with your board and senior management, with clear reporting, duties, and accountability at the top.
Why does the board matter here?
Regulators expect senior accountability for AML, not just an MLRO. Weak board oversight is a common and serious regulatory finding.
What does the oversight layer include?
Reporting lines to the board, defined oversight duties, management information, and a governance structure that keeps leadership genuinely informed and accountable.
How does this differ from a review?
A governance review assesses your oversight at a point in time. This builds and runs that oversight as an ongoing function.
Does this replace our MLRO?
No. It sits above the MLRO, giving your board and senior management the structure to oversee the program the officer runs.