AML Compliance Services in Canada
Protect your business from penalties with a FINTRAC-ready AML compliance program. As your outsourced AML compliance consultant in Canada, we design, audit, and run the controls that keep MSBs, PSPs, and crypto firms compliant.
Building an AML Compliance Program That Holds Up
Every reporting entity in Canada must maintain a documented AML and CFT compliance program under the PCMLTFA. We build yours around your actual money laundering and terrorist financing risk, then keep it examination-ready, so a FINTRAC review confirms your controls are working rather than exposing gaps.
Outsourced or In-House Support
Not every business is ready to hire a full compliance team, and Canadian law lets you outsource the work. Whether you need a fractional compliance officer, an independent AML compliance audit, or a full managed program, we scale our support to your size and risk. You focus on growth while we hold the compliance line.
Program Development
We build your written AML compliance program, policies, and PCMLTFA risk assessment from scratch.
Compliance Audits
We deliver the independent AML compliance audit FINTRAC requires every two years.
Outsourced Officer
We act as your fractional CAMLO, handling reporting, oversight, and regulator liaison.
Ongoing Monitoring
We run transaction monitoring, training, and reporting to keep you continuously compliant.
Ready to Simplify Your Compliance?
Industries We Help Protect
We deliver AML compliance solutions for money services businesses, payment service providers, cryptocurrency and virtual asset platforms, real estate firms, and financial institutions. Each program is built around the specific risks and regulators your sector faces.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Choose Our AML Compliance Consultants
Sector Specialists
Our consultants know PSP, crypto, and MSB rules in depth, so your program reflects real regulatory expectations, not generic templates.
Audit Ready
Every program we build is documented to survive a FINTRAC examination, reducing your risk of penalties and mandatory compliance agreements.
Flexible Engagement
From a one-off audit to fully outsourced AML compliance, you get exactly the level of support your business needs.
Serving Businesses Across Canada
We provide AML compliance consulting nationwide, from Ontario and Quebec to Alberta and British Columbia, and we support foreign reporting entities serving Canadian clients. Your program meets FINTRAC requirements wherever you operate.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
AML Compliance Questions
Clear answers to the questions Canadian businesses ask most about building, auditing, and outsourcing an AML and CFT compliance program under the PCMLTFA.
What is an AML compliance program?
It is the set of policies, risk assessments, controls, training, and reporting the PCMLTFA requires every reporting entity to maintain and keep current.
Can I outsource AML compliance in Canada?
Yes. Canadian law permits outsourcing AML functions, including the compliance officer role, so you can access expert support without building a full internal team.
How often is an AML audit required?
FINTRAC requires reporting entities to complete an independent effectiveness review, often called an AML compliance audit, at least once every two years.
Do crypto and PSP firms need this?
Yes. Cryptocurrency platforms and payment service providers are reporting entities under the PCMLTFA and must maintain a full AML and CFT compliance program.
What happens if we fail compliance?
FINTRAC can impose administrative penalties, publish violations, or require a mandatory compliance agreement. A strong program is your best protection against enforcement action.