FinTech Compliance Consulting for Growing Businesses
Fintech moves fast, and compliance has to keep up. We advise fintechs on the obligations that apply to them, in what order, and how to build compliance that scales with the product.
Guidance Built Around Your Actual Model
No two fintechs carry the same obligations. What applies to you depends on how you move money, who your customers are, and where you operate. We work as your consultant to map the regime to your actual model, so you know which registrations and controls you need rather than guessing from a generic checklist.
Knowing Which Rules Reach You
Many fintechs sit across several regulatory hooks at once. Handling money services can mean FINTRAC registration, performing payment functions can bring Bank of Canada oversight, and both come with AML obligations. We help you see which of these reach your business and how they fit together, so nothing is missed and effort is not wasted on rules that do not apply to you.
Obligation Mapping
We identify which registrations and compliance obligations actually apply to your fintech.
Compliance Roadmap
We set out what to build first and how compliance should grow.
Program Design
We help design AML and compliance controls suited to your model.
Ongoing Advisory
We stay available as your consultant as your product and obligations evolve.
Ready to Simplify Your Compliance?
Fintechs We Advise and Support
We advise payment service providers, money services businesses, cryptocurrency platforms, lending platforms, and the other fintechs building compliance that meets their Canadian obligations under the PCMLTFA and related payment regimes.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Fintechs Choose Our Consulting
Model Specific
We advise on the obligations that fit your actual business, not a generic list that ignores how you really operate.
Scale Ready
We design compliance that grows with your product, so it keeps pace rather than breaking as you expand.
Regime Fluent
We know how FINTRAC and payment obligations fit together, so you get guidance grounded in the real Canadian regime.
Serving Fintechs Across Canada
We advise fintechs right across the whole of Canada, from Toronto and Montreal to Vancouver and Calgary, and foreign fintechs entering the Canadian market wherever they happen to be based.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
FinTech Consulting Questions
Clear answers to the questions fintechs ask most about compliance consulting and meeting their regulatory obligations across Canada under the PCMLTFA.
What does a fintech compliance consultant do?
A consultant helps you identify which obligations apply, design the right controls, and build compliance that fits your model and scales with growth.
Which obligations apply to my fintech?
It depends on your model. Money services can mean FINTRAC registration, payment functions can bring Bank of Canada oversight, often alongside AML duties.
When should we bring in a consultant?
Early. Getting the obligations and structure right before launch is far easier than retrofitting compliance once you are already operating.
Do you build compliance or just advise?
Both. We advise on what you need and help design and build the actual controls, then stay available as your obligations evolve.
Can you help fintechs entering Canada?
Yes. We help foreign fintechs understand their Canadian obligations and build the compliance needed to operate in the Canadian market.