FINTRAC MSB Registration Application Support
Register your money services business with FINTRAC without delays or refusals. We prepare your application, build your compliance program, assemble your supporting documentation, and manage the process through to an active registration.
Inside the FINTRAC MSB Registration Process
You register through the FINTRAC online portal, declaring your money services activities, your ownership structure, and your senior officers. There is no government fee to pay, but the application is closely scrutinised. Incomplete declarations, unclear ownership, and missing compliance documentation are the usual reasons registrations stall.
Your Compliance Program Comes First
Registration is not a formality you complete and forget. FINTRAC expects a documented compliance program to exist, and it can ask to see it. Applying without policies, a risk assessment, and an appointed compliance officer leaves you exposed from the moment you are listed. We build the program alongside the application.
Application Filing
We complete and submit your MSB registration through the FINTRAC online portal.
Activity Mapping
We identify precisely which money services activities you must declare to FINTRAC.
Supporting Documents
We prepare ownership disclosures, officer details, and the records FINTRAC requires.
Renewal Management
We track and file your two-year renewal so your registration never lapses.
Ready to Simplify Your Compliance?
MSBs We Help Register
We register currency exchanges, money transfer and remittance firms, cryptocurrency dealers, payment businesses, and foreign MSBs serving Canadian clients. Every application we file reflects the specific money services activities you actually perform.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why MSBs Choose Us for Registration
Program Ready
We deliver your compliance program with your registration, so you are compliant from the day you appear on the register.
Refusal Avoided
Registrations are denied and revoked, so we resolve ownership, officer, and disclosure weaknesses before you ever submit.
Renewals Tracked
MSB registration expires every two years, and we manage the renewal so it never quietly lapses on you.
Serving MSBs Across Canada
We register money services businesses nationwide, from Toronto and Montreal to Vancouver and Calgary, and we also register foreign MSBs directing services at Canadian clients wherever they happen to be based.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
FINTRAC Registration Questions
Clear answers to the questions businesses ask most about registering as a money services business with FINTRAC under the PCMLTFA.
How much does FINTRAC registration cost?
FINTRAC charges no government fee for MSB registration. Your cost covers professional preparation of the application, the compliance program, and supporting documentation.
How long does registration take?
A complete application is often processed within a few weeks. Delays usually come from incomplete declarations or missing information about ownership and officers.
Does MSB registration need renewing?
Yes. Unlike Bank of Canada registration, FINTRAC MSB registration expires and must be renewed every two years to remain active.
Can FINTRAC refuse my registration?
Yes. FINTRAC can deny or revoke registration, including where declarations are incomplete or where individuals connected to the business fail its requirements.
Do foreign businesses register too?
Yes. Foreign money services businesses directing services at Canadian clients must register with FINTRAC as foreign MSBs before serving those clients.