Outsourced Compliance Services in Canada
Get a full compliance function without the full-time hire. We run your program day to day, from reporting and monitoring to training and audits, giving you senior expertise at a fraction of the cost.
Your Compliance Department, Without the Headcount
Hiring an experienced compliance officer is expensive and slow, and smaller reporting entities rarely need one full time. We become your compliance function instead, handling the daily work and the regulatory burden, while your team stays focused on the business you are actually trying to build.
How Outsourcing Actually Works
Canadian law requires a designated compliance officer inside your business, so we do not simply replace that role. We work alongside your named officer as their operational engine, doing the analysis, filings, monitoring, and documentation, while accountability stays where the regulator expects it. You keep control and gain a full team.
Fractional CAMLO
We provide experienced compliance officer support without the cost of a senior hire.
Daily Operations
We run onboarding reviews, alert investigation, and regulatory filings on your behalf.
Program Maintenance
We keep your policies, risk assessments, and controls current as regulations change.
Audit Readiness
We maintain documentation and prepare you for examinations and independent effectiveness reviews.
Ready to Simplify Your Compliance?
Businesses We Help Support
We support money services businesses, payment service providers, fintechs, cryptocurrency platforms, and foreign firms operating in Canada. Whether you have no compliance staff or need extra capacity, we scale to what you actually require.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Businesses Outsource Compliance to Us
Real Continuity
Compliance officers resign and leave gaps, but an outsourced team never goes on leave or takes your knowledge with them.
Senior Expertise
You get specialists across AML, sanctions, and reporting, rather than one generalist stretched across every obligation.
Defensible Records
Everything we do is documented, so when FINTRAC examines your program the evidence is already there waiting.
Serving Businesses Across Canada
We deliver outsourced compliance nationwide, from Toronto and Montreal to Vancouver and Calgary, and we support foreign reporting entities serving Canadian clients. Your program meets FINTRAC requirements wherever you operate.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
Outsourced Compliance Questions
Clear answers to the questions businesses ask most about outsourcing compliance, fractional compliance officers, and what can and cannot be delegated in Canada.
Can compliance be outsourced in Canada?
Yes. Canadian law permits outsourcing compliance functions, though your business must still designate an internal compliance officer who retains final accountability for the program.
What is a fractional CAMLO?
An experienced compliance professional who supports your program part time, providing the same expertise as a full-time officer at a fraction of the cost.
What does outsourced compliance actually cover?
Typically policy maintenance, risk assessments, transaction monitoring, alert investigation, regulatory filings, staff training, and preparation for FINTRAC examinations and effectiveness reviews.
Is outsourcing cheaper than hiring?
Usually, yes. A full-time compliance officer carries salary, benefits, and recruitment costs, while an outsourced team costs far less and scales with your needs.
Who is accountable if something goes wrong?
Your business remains legally accountable, which is why we document every decision and keep your designated officer informed and in control throughout.