Business-Wide Risk Assessment for Groups
A group is only as compliant as its weakest entity. We build a business-wide risk assessment that consolidates every subsidiary, branch, and product line into one defensible view of your organisation’s money laundering risk.
One Assessment Across Your Whole Organisation
A business-wide risk assessment looks above any single entity to the group as a whole. It brings together the risks carried by each subsidiary, branch, product, and jurisdiction, then sets them against a consolidated view of your appetite and controls. It is how a group sees its true exposure rather than a fragmented one.
Where Group Risk Actually Hides
Risk rarely sits evenly across a group. One subsidiary in a higher-risk jurisdiction, one product line with weaker controls, or one recently acquired entity can lift the risk of the whole organisation. A business-wide assessment surfaces these concentrations, so the group board sees where exposure genuinely sits and can direct resources to it.
Group Methodology
We build one consistent risk methodology that every entity in your group applies.
Entity Roll-Up
We consolidate each entity's risk into a single, comparable group-wide picture.
Jurisdiction Mapping
We assess the cross-border and jurisdictional risk your group carries across every market.
Board Reporting
We present the assessment so your group board can act on where risk concentrates.
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Groups We Help Assess
We build business-wide assessments for financial groups, multi-entity money services businesses, payment groups holding several licences, cryptocurrency groups, and the international organisations that carry compliance obligations in Canada and abroad.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Groups Choose Our Assessments
Consolidated View
We turn many separate entity assessments into one coherent group picture your board and regulators can actually rely on.
Cross-Border Fluent
We assess risk across jurisdictions, so a group spanning Canada and other markets sees its full regulatory exposure.
Concentration Focused
We surface where group risk truly concentrates, so leadership directs attention to the entities that carry it.
Serving Groups in Canada and Beyond
We build business-wide risk assessments for groups headquartered in Canada or abroad, coordinating across entities in Toronto, Montreal, London, Dubai, and wherever else in the world your organisation happens to operate.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
Business-Wide Assessment Questions
Clear answers to the questions groups ask most about building a consolidated, business-wide money laundering and terrorist financing risk assessment.
How does this differ from entity assessments?
An entity risk assessment covers one business. A business-wide assessment consolidates every entity in your group into a single organisation-level view of risk.
Do we still need entity assessments?
Yes. Each entity needs its own assessment, and the business-wide assessment sits above them, consolidating and comparing risk across the whole group.
Does it cover multiple jurisdictions?
Yes. A key purpose is capturing cross-border risk, so entities in different countries are assessed against a consistent group methodology.
Who uses the finished assessment?
Your group board and senior management, who rely on it to see where risk concentrates and to direct compliance resources across the organisation.
Is a business-wide assessment mandatory?
Requirements vary by jurisdiction, but groups are widely expected to understand risk at an organisation level, and regulators increasingly look for it.