FinTech Regulatory Advisory for Reporting Entities
The rules do not stand still, and reading them wrong is costly. We advise fintechs on what the regulation actually requires of them and help you stay ahead of it as it changes.
What the Rule Actually Means for You
Regulation is rarely as clear as it looks. A single requirement can be read several ways, and applying it wrongly to your business is a real risk. We interpret the rules that govern your fintech and tell you plainly what they demand, so your decisions rest on a sound reading rather than a hopeful guess.
Staying Ahead of the Change
The Canadian regime keeps moving. FINTRAC guidance is updated, the payments framework under the RPAA continues to take shape, and amendments arrive with little warning. We track those developments and tell you what they mean for your business before they take effect, so a regulatory change becomes something you prepared for rather than something that caught you out.
Rule Interpretation
We interpret specific requirements and tell you plainly how they apply to you.
Regulatory Questions
We answer the regulatory questions your business faces with clear, grounded positions.
Change Monitoring
We track guidance updates and amendments that affect your regulatory obligations.
Impact Assessment
We assess what each regulatory change means for your specific business.
Ready to Simplify Your Compliance?
Fintechs We Advise and Guide
We advise payment service providers, money services businesses, cryptocurrency platforms, lending platforms, and other fintechs interpreting and keeping pace with their Canadian regulatory obligations under the PCMLTFA and related regimes.
We support banks with program design, oversight, & regulatory examination readiness.
We help credit unions meet obligations proportionate to their membership and scale.
We handle registration, renewals, reporting, & controls FINTRAC expects from you.
We cover Bank of Canada registration alongside your anti money laundering obligations.
We establish what your wallet activity triggers, then build only what applies.
We build compliance around what your product does, before volumes and questions arrive.
We register virtual currency dealers and build the reporting their activity demands.
We support financial institutions across registration, program build, and reporting duties.
Why Fintechs Choose Our Advisory
Clear Reading
We tell you plainly what a requirement means for you, so decisions rest on a sound reading rather than guesswork.
Change Ahead
We track regulatory developments and flag them early, so a change is something you prepared for, not a surprise.
Grounded Positions
We give positions grounded in the real Canadian regime, so your reasoning holds up when it is questioned.
Serving Fintechs Across Canada
We advise fintechs right across the whole of Canada, from Toronto and Montreal through to Vancouver and Calgary, and foreign fintechs navigating Canadian regulation wherever they happen to be based.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
Regulatory Advisory Questions
Clear answers to the questions fintechs ask most about interpreting regulation and keeping pace with regulatory change across Canada under the PCMLTFA.
What is fintech regulatory advisory?
Expert guidance on what regulatory requirements mean for your fintech and how to stay ahead as those requirements change over time.
How is this different from consulting?
Consulting helps build your compliance program. Regulatory advisory focuses on interpreting the rules and keeping you ahead of regulatory change.
Can you interpret a specific requirement?
Yes. We read the requirement against your business and tell you plainly what it demands, so you can act on a sound position.
How do you track regulatory change?
We monitor FINTRAC guidance, payment regulation, and amendments, then assess what each development means for your specific business before it takes effect.
Do you advise on the RPAA regime?
Yes. We advise fintechs on the evolving payments framework under the RPAA and what its requirements mean for their business.