AML Compliance Services for FinTech Companies
Compliance built into a product costs a small fraction of the same compliance bolted on afterwards. We work with fintech businesses before launch, while the important design decisions are still genuinely reversible.
- FINTRAC Registered
- Cross-Border Expertise
- Audit Ready
Speak To Specialists
Building Compliance In Before You Launch
Fintech founders regularly assume anti money laundering law belongs to banks. It does not. The legislation follows what a product does with money, so a platform that moves or holds customer funds can be a reporting entity while describing itself as a software company. That discovery arrives sooner or later, and arriving after launch is considerably more expensive than arriving before.
Timing shapes everything here. Identification flows, transaction monitoring, and record keeping are far easier to build into a product than to retrofit into one already serving customers at volume. Banking partners will ask about your program before providing accounts, and investors will ask during diligence. Having documented answers ready removes a common source of delay from both conversations.
Pre Launch and Growth Support
We deliver pre launch obligation scoping, product design review, registration across applicable regimes, identification flow design, monitoring architecture, diligence ready documentation, independent effectiveness reviews, and ongoing compliance support for financial technology companies.
PSP Registration
End-to-end PSP registration support under Canada's Retail Payment Activities Act framework.
MSB Licensing
Complete MSB licensing and FINTRAC registration for money services businesses nationwide.
Banking
Deliver secure banking compliance solutions supporting regulatory excellence and operational efficiency.
AML Compliance
Build robust AML frameworks ensuring regulatory compliance and effective financial crime prevention.
Regulatory Consulting
Receive strategic regulatory advice supporting sustainable growth and complete compliance confidence.
Transaction Monitoring
Ongoing transaction monitoring and screening to detect and report suspicious activity.
Why FinTech Companies Choose Us
We work at the design stage rather than after launch, because identification flows and monitoring architecture are enormously easier to build in than to retrofit later under real commercial pressure.
Scoped Before Launch
We establish obligations while design decisions remain reversible, which costs far less than correcting a live product.
Built Into Product
We design identification and monitoring your engineers can implement, so compliance never becomes something the roadmap works around.
Banking Partners Satisfied
We prepare the documentation banking partners request, since account access frequently depends on demonstrating a credible program.
Diligence Ready Throughout
We document decisions as you build, so investor diligence never stalls on questions nobody prepared for.
FinTech Companies We Support Nationwide
We support financial technology companies in every single province and territory across Canada, from pre launch startups building their first product through to established platforms serving customers in several provinces.
What Our Clients Say
Canadian financial firms trust ABM Global Compliance to navigate complex regulation with clarity and care. From MSB licensing to ongoing AML support, our clients value our responsiveness, expertise, and genuine commitment to their long-term compliance success.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
FinTech Compliance Questions
Clear answers to the questions financial technology companies ask most about when Canadian anti money laundering obligations reach their product.
We are a software company
How you describe yourself does not decide it. Obligations follow what your product does with customer money, not your job titles.
When should we address this?
Before launch wherever possible. Building compliance into a product costs a fraction of retrofitting it once customers are live.
Will our banking partners ask?
Almost certainly. Account providers increasingly want to see a credible program before opening accounts for payment adjacent businesses.
Does this come up in diligence?
Frequently. Investors ask about regulatory position, and undocumented answers create delay at exactly the wrong moment in a round.
Our vendor handles compliance already
Tools help, but the obligation remains yours. A vendor supplying software never absorbs your regulatory responsibility for outcomes.