AML Compliance Services in New Brunswick
New Brunswick businesses moving money across the border carry Canadian reporting obligations that are easy to overlook. We help firms serving the province establish what applies and build compliance that genuinely works.
Border Trade and Bilingual Business Operations
New Brunswick shares a land border with Maine, and that shapes a good deal of its commercial life. Trade, transport, and logistics businesses move goods and settle payments across the border constantly, while Saint John’s port adds its own international flow. Businesses handling currency exchange or payments as part of that activity can find themselves inside the Canadian reporting regime, often without having considered the question.
The province is also officially bilingual, and many businesses genuinely operate in both English and French. That has practical consequences for compliance, because staff training only works if the people receiving it understand it, and customer documentation only helps if customers can read it. We build programs that account for how your workforce and your customers actually communicate, rather than assuming one language serves everybody equally well.
AML Support for New Brunswick
We deliver obligation assessments, FINTRAC registration, anti money laundering program development, risk assessments, independent effectiveness reviews, reporting support, staff training, and outsourced compliance officer cover for businesses serving customers across New Brunswick.
PSP Registration
End-to-end PSP registration support under Canada's Retail Payment Activities Act framework.
MSB Licensing
Complete MSB licensing and FINTRAC registration for money services businesses nationwide.
Banking
Deliver secure banking compliance solutions supporting regulatory excellence and operational efficiency.
AML Compliance
Build robust AML frameworks ensuring regulatory compliance and effective financial crime prevention.
Regulatory Consulting
Receive strategic regulatory advice supporting sustainable growth and complete compliance confidence.
Transaction Monitoring
Ongoing transaction monitoring and screening to detect and report suspicious activity.
Why New Brunswick Businesses Choose Us
We build compliance that fits how your business really runs, accounting for cross border activity and for workforces that operate in two languages rather than assuming a single standard model works everywhere.
Cross Border Activity
We understand how border trade creates payment obligations, so international activity gets assessed properly instead of quietly assumed safe.
Two Language Workforces
We account for bilingual operations, so training reaches everyone and documentation works for the people who actually need it.
Scope Confirmed First
We establish which obligations genuinely apply before building anything, so you never overbuild or quietly miss something important.
Proportionate To You
We match the program to your real risk and resources, so a smaller business gets something it can genuinely maintain.
Businesses We Support in New Brunswick
We support money services businesses, currency dealers, payment service providers, remittance operators, crypto businesses, and many of the other reporting entities that genuinely serve customers right across the whole of New Brunswick.
Banks operate under some of Canada’s closest supervision, prudentially through OSFI and for financial crime through FINTRAC. We help banks and federally regulated institutions strengthen compliance, governance, and controls, and meet the evolving supervisory expectations that come with holding a banking licence.
Federally regulated financial institutions carry broad obligations across governance, risk, and anti money laundering. We help them build frameworks that hold up under genuine examination, strengthen internal controls, and demonstrate to regulators that compliance is genuinely embedded rather than merely documented on paper.
Credit unions serve their members while carrying real anti money laundering and reporting obligations under Canadian law. We help them build proportionate compliance programs, run risk assessments, and meet FINTRAC requirements without losing the community focus that sets them apart.
Money services businesses face some of the closest scrutiny of any reporting entity. We handle FINTRAC registration, program development, and independent reviews, so currency dealers, transfer businesses, and other MSBs meet their obligations properly and keep their registration in good standing.
Foreign money services businesses serving Canadian customers must register with FINTRAC and meet the same obligations as domestic ones. We help overseas operators register correctly, build compliant programs, and navigate Canadian requirements from wherever they happen to be based around the world.
Foreign exchange businesses handling currency conversion are reporting entities with clear anti money laundering duties under Canadian law. We build the registration, monitoring, and reporting frameworks these businesses need, so currency dealing meets FINTRAC expectations without slowing down legitimate customer activity.
Remittance businesses move money across borders, which puts transaction monitoring and reporting at the centre of their obligations. We build practical compliance programs that catch what matters, satisfy FINTRAC, and keep transfers flowing without unnecessary friction for genuine customers.
Payment service providers now sit under Bank of Canada oversight through the Retail Payment Activities Act, alongside their FINTRAC duties. We help PSPs register, build operational and risk frameworks, and meet both sets of obligations as this newer regime continues to take shape.
Payment processors handle volume that makes strong controls essential and regulatory attention likely. We help them meet registration and reporting obligations, build transaction monitoring that scales, and manage the operational risk that comes with sitting in the middle of large payment flows.
Digital wallet providers hold and move value in ways that trigger real compliance obligations under Canadian rules. We help them map exactly which requirements apply, build the monitoring and reporting they need, and manage risk across a fast changing and closely watched product area.
Corporate firms often carry compliance obligations they never expected, particularly once they handle payments, currency, or cross border activity. We assess exactly what applies, then build programs that meet the requirements without overwhelming teams that have a business to run.
Listed firms carry governance, disclosure, and financial crime obligations alongside heightened public and regulatory scrutiny. We help them strengthen governance frameworks, assess and manage risk across the enterprise, and demonstrate the oversight and accountability that markets and regulators genuinely expect from a public company.
Fintech companies move fast, and compliance obligations often arrive sooner than founders expect. We help them work out exactly which requirements apply, build proportionate programs that scale with growth, and satisfy FINTRAC and other regulators without slowing the product down unnecessarily.
Businesses issuing electronic money or stored value carry obligations tied to the payment and transfer activity they perform, even without a standalone licence in Canada. We map exactly which requirements apply and build governance and monitoring that reflect sound practice and regulatory expectations.
Virtual asset service providers are regulated as money services businesses in Canada, with full FINTRAC registration and reporting duties. We help crypto exchanges and wallet providers register, monitor transactions, and build the controls this fast moving and closely watched sector genuinely demands.
What Our Clients Say
Canadian financial firms trust ABM Global Compliance to navigate complex regulation with clarity and care. From MSB licensing to ongoing AML support, our clients value our responsiveness, expertise, and genuine commitment to their long-term compliance success.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
New Brunswick Compliance Questions
Clear answers to the questions New Brunswick businesses ask most about meeting their Canadian anti money laundering obligations properly and confidently.
Are obligations provincial or federal?
Federal. They come from the PCMLTFA and are supervised by FINTRAC, applying the same way in New Brunswick as everywhere else.
Does cross border trade create obligations?
Not automatically, though handling payments, currency exchange, or transfers for other parties can. We assess your specific activities and confirm.
Must our documents be bilingual?
Federal AML rules do not require it, but practical effectiveness often does. Training and documentation only work when people genuinely understand them.
Can you support smaller operations?
Yes. Size does not remove obligations, but it shapes the program. We build something proportionate your team can actually maintain.
Do you serve the whole province?
Yes. We support businesses serving customers throughout New Brunswick, including Moncton, Saint John, Fredericton, and communities across the province.