AML Compliance Services for Digital Banks
Onboarding thousands of customers who never meet anybody at all creates a very specific problem. We build identity verification and monitoring that survives the growth rates digital banks are built to achieve.
- FINTRAC Registered
- Cross-Border Expertise
- Audit Ready
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Remote Onboarding at Genuine Customer Scale
A digital bank acquires customers faster than a branch network ever could, and every one of them is verified without anybody ever meeting them. Canadian requirements set out how identity can be established when a customer is not physically present, and a process that satisfies a product team is not automatically one that satisfies a regulator examining files afterwards.
Growth compounds every weakness. A verification flow with a small failure rate produces a manageable number of poorly identified customers at a thousand accounts and a serious problem at a hundred thousand. The same applies to monitoring, where thresholds calibrated for launch volumes generate unusable noise once the customer base multiplies. Building for the scale you intend to reach avoids rebuilding under pressure.
Compliance Support for Digital Banking
We deliver remote identity verification design, onboarding flow review, monitoring architecture built for scale, customer risk rating models, regulatory registration, independent effectiveness reviews, and ongoing compliance support for digital banks and neobanks.
PSP Registration
End-to-end PSP registration support under Canada's Retail Payment Activities Act framework.
MSB Licensing
Complete MSB licensing and FINTRAC registration for money services businesses nationwide.
Banking
Deliver secure banking compliance solutions supporting regulatory excellence and operational efficiency.
AML Compliance
Build robust AML frameworks ensuring regulatory compliance and effective financial crime prevention.
Regulatory Consulting
Receive strategic regulatory advice supporting sustainable growth and complete compliance confidence.
Transaction Monitoring
Ongoing transaction monitoring and screening to detect and report suspicious activity.
Why Digital Banks Choose Us
We build for the customer numbers you intend to reach rather than the ones you have today, because verification and monitoring weaknesses scale exactly as fast as your acquisition does.
Remote Verification Sound
We design identification using methods Canadian requirements genuinely recognise, rather than whichever approach a vendor happens to be selling.
Built For Scale
We design monitoring and onboarding for your intended volumes, so nothing needs rebuilding once acquisition genuinely accelerates.
Failure Rates Understood
We measure how often verification fails or produces weak results, because small percentages become serious numbers at scale.
Product And Compliance
We build flows your engineers can implement, so compliance never becomes something the product roadmap quietly works around.
Digital Banks We Support
We support digital banks and neobanks in every province and territory right across the whole of Canada, alongside foreign digital banking businesses serving Canadian customers from outside the country entirely.
What Our Clients Say
Canadian financial firms trust ABM Global Compliance to navigate complex regulation with clarity and care. From MSB licensing to ongoing AML support, our clients value our responsiveness, expertise, and genuine commitment to their long-term compliance success.
Let's Talk About Your Compliance Needs
Schedule a Free Consultation
Whether you’re starting a new MSB or need ongoing AML support, our team responds within one business day.
Digital Banking Questions
Clear answers to the questions digital banks ask most about remote verification, scale, and their Canadian anti money laundering obligations.
Can we verify customers remotely?
Yes, using methods Canadian requirements recognise. What you cannot do is invent an approach and assume it will satisfy anybody.
Is a document photograph enough?
Rarely on its own. Verification usually needs the document authenticated and matched to the person genuinely presenting it remotely.
Will our monitoring scale properly?
Only if it was built to. Thresholds calibrated at launch volumes generate unusable noise once your customer base multiplies substantially.
Our vendor claims we are compliant
The obligation remains entirely yours. A vendor supplying a tool never absorbs your responsibility for whether identification was done correctly.
What records must we retain?
Enough to demonstrate how each customer was identified, including what was checked, when, and what the verification actually produced.